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PRODID:-//Microsoft Corporation//Outlook 10.0 MIMEDIR//EN
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DTSTART:20100216T060000Z
DTEND:20100219T055900Z
LOCATION;ENCODING=QUOTED-PRINTABLE:Birmingham AL
DESCRIPTION;ENCODING=QUOTED-PRINTABLE:Date/Time: 02/16/2010-02/18/2010=0D=0=
ALocation: Birmingham AL=0D=0A=0D=0AMORTGAGE ESSENTIALS - NMLS Course Appro=
val ID 1146 =0D=0A	=0D=0A20 Hr. SAFE Comprehensive Course:  This course wil=
l help you to prepare to take the new S.A.F.E Act Federal Test.  The follow=
ing topics will be covered during class: Federal Laws and Regulations - TIL=
, RESPA, ECOA, HMDA, Fair Credit Reporting Act and the S.A.F.E Act.  Genera=
l Mortgage Knowledge - Mortgage Programs including non-traditional programs=
, Mortgage Products, and Terminology, the secondary market and what a mortg=
age broker does. Mortgage Loan Origination Activities -  Application Review=
, Rate Sheets, Disclosures, Qualifying, Processing, Underwriting, Appraisal=
s and the HVCC rules, Title, Closing Process, and Financial Calculations. E=
thics -   Fraud Prevention, and Ethical Behavior, F.A.C.T Act and Quality C=
ontrol.=0D=0A=0D=0AThis SAFE Comprehensive Course will fulfill your 20 Hour=
 CE requirement. (Once this course is completed your CE hours will be uploa=
ded to the NMLS system within 7 days, be sure that your correct NMLS ID num=
ber is listed below so that your hours can properly be submitted)=0D=0A=0D==
0AThis MEF Course is Being Hosted by: Alabama Mortgage Brokers Association =
(AMBA)=0D=0A=0D=0AFor more information regarding this session please contac=
t:  AMBA @ 205-663-9696 or www.almba.org=0D=0A=0D=0AWHEN:=0D=0A=0D=0ATUES t=
hru THURS: Feb. 16-18th, 2010 	=0D=0A=0D=0AWHERE:=0D=0A=0D=0AMortgage Ameri=
ca Conf. Room=0D=0A1800 International Park Dr. =0D=0ABirmingham, AL 35243	==
0D=0ALunch is on your own
 =0D=0ATIME: 	 =0D=0A=0D=0ACHECK-IN - 8:00 AM=
=0D=0APROGRAM:  8:30 AM to 5:30 PM Tues. – Wed.=0D=0A8:30 AM to 12:30 PM on=
 Thurs. =0D=0A=0D=0ACOST:	=0D=0A=0D=0A$250 for LO’s for 20 hrs of education=
 if your company’s broker/owner is an AMBA Professional Member or may be in=
cluded in your membership dues if a 2010 member =0D=0A=0D=0AEnroll Now
SUMMARY;ENCODING=QUOTED-PRINTABLE:20 Hr SAFE Comprehensive Course
PRIORITY:3
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